Disclaimer: fi59andahalf.com is not intended to be investment or life advice. Readers should consult with
their legal, financial, and accounting specialists and spiritual and/or life coaches to provide insight on
their personal and specific circumstances as each situation is unique. This website is written for
entertainment.
Who we are
Our website address is: http://fi59andahalf.com
fi59andahalf.com is a blog based website dedicated to the Journey to Financial Independence (FI) and Possible Retirement by age 59 and a half.
Your privacy is very important to us. At fi59andahalf.com we have a few fundamental principles that we follow:
- We do not ask you for personal information unless we truly need it or unless you desire to share it with us. (We do not like services that ask you for information, such as, your gender or income level for no apparent reason.)
- We do not share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
- We do not store personal information on our servers unless required for the on-going operation of our site.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
How is fi59andahalf.com Funded?
The fi59andahalf.com Team work in day jobs that are purpose, passion, and mission driven; in other words, the fi59andahalf.com Team does not rely on funds from this site as its sole source of income.
The fi59andahalf.com Team creates content it believes will be useful to individuals ,couples, and families. We believe in the importance of being honest and transparent with the readers of fi59andhaf.com– Our goal is to reach our FI Number by age 59 and a half and make “paid work optional.”
Referral Fees
At fi59andhalf.com, if and when we decide to recommend products that we believe will add value to our readers and earn us referral fees it will be abundantly clear to you. The fi59andhalf.com Team is including this language here as of May 2024 because if we ever decide to pursue referral fees and forget to add this possibility to the privacy page of the website later on we do not want to get in trouble with our readers, legal representatives and certainly not the Retirement Police. a we earn referral fees when you buy services from companies that we recommend. In addition, we also often offer no cost or lower-cost alternatives.
This monetization method is called affiliate marketing. The biggest brands on the internet offer affiliate programs such as CJ Affiliate, Walmart, Amazon, eBay, Google, etc. Many of your favorite sites use affiliate marketing to pay the bills.
The only difference is that not all companies, organizations, and individuals reveal to their users how they make money.
For clarity, if we ever go this route, at times, you will see a special link unique to each website that tracks referrals. If and when you click on these links, you are tagged with a special cookie to track the referral. If you end up buying the product, then they pay us a referral fee. The referral fees vary for each product.
Does my fi59andahalf.com see any personal details when I make a purchase through an affiliate link if the website ever would move ahead with such a process?
No. The fi59andahalf.com Team does not see any personal information i.e name, email, address, credit card, etc. when you make a purchase through an affiliate link.
The only thing the fi59andahalf.com Team is able to see is that an anonymous user made a purchase on a date/time and which product they bought.
Privacy Policy Changes
Although most changes are likely to be minor, fi59andahalf.com may change its Privacy Policy from time to time, and is in fi59andahalf.com’s sole discretion. fi59andahalf.com encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.